The Telegraph – Beware the hidden cost of a perfect garden

The Telegraph – Beware the hidden cost of a perfect garden

The price of a perfect garden is rising this year, as soaring levels of thefts threaten to push up premiums and insurance excesses.

Faced with the prospect of another summer spent largely at home, Britons have invested heavily in their gardens, with furniture, barbecues and heaters. There has also been a boom in building separate structures to use as an office or gym.

But insurer LV reported a 21pc increase in stolen garden goods last year, while Halifax Home Insurance recorded a 48pc jump in claims for theft or damage to garden items.

Brian Brown of Defaqto, the data firm, warned this could lead to higher premiums.

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